Episodes
Friday Oct 26, 2018
55 - Robert Gignac
Friday Oct 26, 2018
Friday Oct 26, 2018
Robert Gignac wants you to know that you are capable of creating the financial future you desire.
But you can’t create a financial future if you don’t know anything about your financial present.
17 years ago, Robert lost his job in IT and realized he was actually doing ok financially. Sure, the money he had accumulated wouldn’t last forever, but as long as he generated some income to fill in the gaps along the way, he would be fine.
Robert only knew this because he had a financial plan in place.
If you are laid off and don’t have a financial plan, the only thing you can do is wonder if you’re going to be ok. You might get stressed out looking for a new job and panic if you don’t find one right away.
With a long-term financial plan, you don’t have to wonder. You’ll know if you’re ok or not.
But this personal finance stuff is really dull so Robert decided to write a book called Rich Is a State of Mind, to try to convince Canadians that taking control of your money is easier than they might think.
A highly sought-after speaker, Robert delivers dynamic keynote speeches and interactive workshop programs to International organizations, financial industry conferences and private clients.
He also has a podcast called Money, Motivation and More and a TV show called We Talk Money.
Robert joined me in the studio to tell his personal finance story.
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Friday Oct 19, 2018
54 - Rona Birenbaum
Friday Oct 19, 2018
Friday Oct 19, 2018
Rona Birenbaum wants you to be financially successful.
Rona started out in the financial services industry at a time when sales commissions were huge and the focus was on making money for yourself, and not necessarily your clients.
Rona decided that this was all wrong and in the year 2000 she founded Caring For Clients, Toronto’s best financial planning firm.
At Caring for Clients, Rona and her team do something called Integrative Financial Planning. Sometimes referred to as holistic planning, it means looking at your whole financial picture. I believe this testimonial from caringforclients.com says it best
"Rona and the team at Caring for Clients helped us put together a plan that is far beyond financial advice. Their unique holistic approach had us explore all aspects of our life to ensure that we had all the necessary support in place for our future."
Over the years, Rona realized that paying for a full financial plan from Caring for Clients wasn’t always in the financial best interest of prospective clients. So with the help of new technology, she recently created ViviPlan.com, where you can still get a great financial plan, but for a fraction of the price of a full-blown Caring for Clients plan.
I visited Rona at her office in downtown Toronto where she shared her personal finance story.
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Thursday Oct 11, 2018
53 - Darlene Patgunarajah
Thursday Oct 11, 2018
Thursday Oct 11, 2018
Darlene Patgunarajah never fit in with the status quo. Darlene is a pioneer.
She started out as a registered nurse, and is currently working at an agency for financial advisors. This is not a very common career path.
Darlene is an excellent example of someone who built her own career path by creating new roles and systems that fit her skills and interests.
Just because you started somewhere doesn’t mean you have to end up there.
Just because a role doesn’t exist, doesn’t mean you can’t make a case for its existence.
It’s ok to reinvent yourself and even take a pay cut rather than stay somewhere that you don’t belong.
It is only by trying different things and making changes that you are able to find your true calling.
Darlene joined me in Toronto in Trinity Bellwoods park to tell the story of her non-traditional career path and how she managed her personal finances along the way.
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Friday Oct 05, 2018
52 - David Jenkins
Friday Oct 05, 2018
Friday Oct 05, 2018
David Jenkins wants to help you learn about investing. But he doesn’t want any compensation.
David wants you to pay it forward. If you learn something from his website, he wants you to make a donation to charity instead. David’s charity of choice is the Sanfilippo Children’s Research Foundation which was created to help find a cure for Sanfilippo Syndrome, a degenerative and terminal genetic disorder that affects children.
To try to simplify the complex world of investing, David created a website called theansweris.ca. It’s a financial education website that provides step-by-step instructions for a Model Long-Term Investment Portfolio containing six low-cost ETFs that are well-diversified both geographically, and more importantly, by economic sector.
But David doesn’t want you to just jump right in - he wants to make sure you understand the service he’s providing - and therefore he made it so that you have to complete a 6 question quiz before you proceed.
Especially if you are new to investing, it can be dangerous to follow David’s 100% equity model ETF portfolio if you don’t fully understand that he wants you to buy and hold for at least 10 years.
It’s also important to understand that the information that he provides is purely educational and is just one option for investing your money. David is a self-taught investor and is simply using this website to convey what he’s learned to whoever wants to listen.
Similar to what I would do as a personal finance coach, David is simply interested in providing you with information to help you make the right decisions for you. Please be sure to read all the disclaimers on theansweris.ca when you check it out.
David joined me in the studio earlier this year to share his personal finance story.