Boyce Collins doesn’t want you to become house poor.
As a mortgage broker, his responsibility is to get you the best mortgage for you. This isn’t always the case when you go to get a mortgage from a bank. And the best mortgage isn’t necessarily the one that leaves you strapped for cash if the interest rate changes by a quarter of a percent, or leaves you with an empty bank account every month.
If you listen to the show, you’ve heard me say this a bunch of times: banks care about making money. They don’t care about you.
After talking to Boyce for over an hour, I actually believe that he cares about his clients.
A house is usually the biggest purchase of your life. So for the biggest purchase of your life it really makes sense to me to go see a specialist.
Boyce currently works for The Personal Mortgage Group, a brokerage founded by his mom, Suzanne in the early 90s. This brokerage is all about trust, integrity and financial wellness. They have 92 5-star reviews on Google and if you’re in the Hamilton area, you should really check them out.
But Boyce wasn’t always the mortgage expert he is today. Here’s Boyce to tell his personal finance story.