24 - Cait Flanders

In 2011, Cait Flanders had credit card debt of $30,000, no more available credit, $100 in the bank, and had to move back in with her parents.

Cait decided to reboot the blog she had previously deleted, called Blonde on a Budget, hoping that writing about it would help with her debt repayment and struggles with overspending.

Since that first post in June 2011, on what has now become https://caitflanders.com, Cait paid off her $30,000 in full, got a job offer because of her blog, and came up with this crazy idea of going on a one-year shopping ban.

And then after a friend wrote an article on Forbes.com about her shopping ban, she was contacted by 6 different literary agents asking if she wanted to write a book.

And she did!

It’s called The Year of Less, and it came out in January 2018.

Cait joined me in Toronto’s Trinity-Bellwoods park to talk about her personal finance journey.

Update for 2021:  Cait has a new book called Adventures in Opting Out and a new podcast called Opting Out with Cait Flanders

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25 - Eric Brotman