The Personal Finance Show

The Personal Finance Show is a place for people to tell their personal finance stories. Everyone has a personal finance story.

47 - Eric Arnold

August 31st, 2018
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Eric Arnold’s personal finance story is not for the risk-averse.

Eric is what you might call a serial entrepreneur.

Whatever people have in their brain that prevents them from taking huge risks… yeah, Eric doesn’t have that.

What does this mean for Eric?

It means when the rest of us were working our 9 to 5s - making spreadsheets for our bi-weekly paycheques, Eric was building businesses.

Some did very well and some did not.

With success comes failure, but Eric learned something from every business.

Today Eric is CEO of Planswell, a company that provides free financial plans to Canadians. Planswell is doing great, having raised $13 Million dollars to date and so far providing free financial plans to over 100,000 Canadians.

But a lot happened before Planswell was even an idea. Here’s Eric to take us through his personal finance story.

 

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If you liked this episode please subscribe to the podcast on Apple Podcasts or wherever you get your podcasts. If you’re already a subscriber, please let me know what you think of the show. You can email me at beau@beauhumphreys.com or tag me on Twitter @beauhumphreys. It would be nice to know who’s out there listening.

Thanks so much for listening to this episode of The Personal Finance Show.

Next week will be the first episode of my Australian Personal Finance series, with my guest Kylie Travers.

46 - Boyce Collins

August 24th, 2018
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Boyce Collins doesn’t want you to become house poor.

As a mortgage broker, his responsibility is to get you the best mortgage for you. This isn’t always the case when you go to get a mortgage from a bank. And the best mortgage isn’t necessarily the one that leaves you strapped for cash if the interest rate changes by a quarter of a percent, or leaves you with an empty bank account every month.

If you listen to the show, you’ve heard me say this a bunch of times: banks care about making money. They don’t care about you.

After talking to Boyce for over an hour, I actually believe that he cares about his clients.

A house is usually the biggest purchase of your life. So for the biggest purchase of your life it really makes sense to me to go see a specialist.

Boyce currently works for The Personal Mortgage Group, a brokerage founded by his mom, Suzanne in the early 90s. This brokerage is all about trust, integrity and financial wellness. They have 92 5-star reviews on Google and if you’re in the Hamilton area, you should really check them out.

But Boyce wasn’t always the mortgage expert he is today. Here’s Boyce to tell his personal finance story.

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NEXT EPISODE

If you liked this episode please subscribe to the podcast on Apple Podcasts or wherever you get your podcasts. If you’re already a subscriber, please let me know what you think of the show. You can email me at beau@beauhumphreys.com or tag me on Twitter @beauhumphreys. It would be nice to know who’s out there listening.

Thanks so much for listening to this episode of The Personal Finance Show.

Next week, my guest will be Eric Arnold, CEO of Planswell.

45 - Engel Jones

August 17th, 2018
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Engel Jones has conducted over 2,000 interviews since 2016. They were all at least 12 minutes long.

In 2016 Engel decided that he was going to do 1001 interviews in 3 months, using a framework of questions that he came up with that take around 12 minutes and are meant to help you discover Your Own Unique Real Self. He called it Twelve Minute Convos. This was all done from his home in Trinidad with guests from everywhere in the world.

Let’s think about this for a second: 1001 interviews divided by 90 days is around 11 interviews per day.

When I schedule interviews for The Personal Finance Show, I do one, maybe 2 per day. Whether it takes an hour or 12 minutes, interviewing someone takes a lot of energy and creativity.

When the 1001 interviews were completed, Engel released a workbook called Your Own Unique Real Self, a reflective self-discovery guide, which is now available on Amazon.

As if that wasn’t enough, in 2017 Engel decided to try it again! This time focusing on interviewing other podcasters. He got to 813. That’s 1814 conversations in 2 years. My 12 minute convo was episode 1,437.

And as of March 2018, which is the last episode published on iTunes, the episode count is at 1987.

But it doesn’t end there! In June of 2018 Engel and his wife Amanda(who is a registered nurse and published author) decided to leave Trinidad and make a 12 week journey across North America to meet and do follow-up interviews in-person with as many previous guests as possible.

So they are way past 2,000 episodes now - they just haven’t been published on to the podcast feed yet. They are all on Facebook and YouTube if you search for #12minconvos. The in-person interviews are currently at episode 289 and you can find me on episode 106

It was a privilege to host Engel and Amanda at my home in Hamilton, and provide them with a place to stay while on their journey. If you like what they are doing and want to throw them some support, head over to gofundme.com/12minconvos.

Engel agreed to take a break from being the interviewer for a whole hour, to share his personal finance story and how 12 Minute Convos came to be.

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If you liked this episode please subscribe to the podcast on Apple Podcasts or if you’re already a subscriber, please send me an email. I’d love to know who’s listening. Just a quick email to beau@beauhumphreys.com and let me know what you think of the show or this episode or just say hi.

Thanks so much for listening to this episode of The Personal Finance Show. Next week, my guest will be Boyce Collins of The Personal Mortgage Group.

44 - Tom Kuegler

August 10th, 2018
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Tom Kuegler graduated from college with a degree in marketing, over $80,000 in school debt (that’s US dollars by the way) and couldn’t find a job in marketing.

He realized that he was good at writing and started taking whatever writing jobs he could. At one point Tom would write 2,000-3,000 words a day at his online writing job and he was only making $15 for every 600 word post. Have you ever tried consistently writing 2,000 words every day? It’s hard. And even harder when it’s about things you aren’t even interested in.

Today, Tom has 23,000 followers on the popular blogging platform Medium.com and that number grows every day. Tom has been so successful on Medium that he launched an online course called The Medium Mastery Academy, where he shows you how to get followers on Medium and how to monetize your writing skills as he did.

But Tom only got to where he is today because he never gave up on himself. I think it’s sometimes too easy to keep a job we don’t like because it pays well enough and there’s $80,000 of debt staring us in the face.

Tom joined me from the other side of the world in Indonesia to tell his personal finance story.

NEXT EPISODE

45 - Engel Jones

43 - Leanna Haakons

August 2nd, 2018
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Leanna Haakons grew up in a family of entrepreneurs. She realized early on that if she wanted to make a living for herself that she had to build skills and take advantage of opportunities as they came to her.

So it’s no surprise that at the age of 30, she is running her own financial services marketing firm, Blackhawk Financial, and is a best-selling author with her new book Young, Fun and Financially Free.

Often we think that we have to sacrifice today to build wealth for the future. And we also think that money management has to be boring and complicated.

Leanna wrote her book to help you realize that you can create a wealthy future and still life the good life today. A lot of it has to do with having the right mindset. And it doesn’t have to be so serious!

Leanna joined me from Vancouver to tell her personal finance story and how she is able to be Young, Fun and Financially Free.

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NEXT EPISODE

If you liked this episode please subscribe to the podcast on Apple Podcasts or wherever you get your podcasts. It would mean a lot to me and it only takes a few seconds.

Next week, my guest will be Tom Kuegler, founder of The Medium Mastery Academy, who went from making $10/hour as a freelance writer to 80,000 monthly page views and 22,000 followers on the social media blogging platform Medium.